---
description: Get detailed information about Square Virtual Terminal usability, features, price, benefits and disadvantages from verified user experiences. Read reviews and discover similar tools on Capterra United Arab Emirates.
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title: Square Virtual Terminal Price, Reviews & Ratings - Capterra United Arab Emirates 2026
---

Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/31089/mobile-credit-card-processing/software) > [Square Virtual Terminal](/software/190305/square-payments-processing)

# Square Virtual Terminal

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> Accept every payment quickly, easily, and securely with Square Payments.
> 
> Verdict: Rated **4.6/5** by 37 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Square Virtual Terminal?

From a one-person shop just starting out, to an enterprise scaling their operations, Square works for every type of business.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 37 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support Software | 4.0/5 | Based on overall reviews |
| Value for Money | 4.4/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Square
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Per Feature (Free version available)
- **Pricing Details**: Square Virtual Terminal charges a processing fee of 3.5% + 15¢ per transaction for typed-in payments \&amp; 2.6% + 10¢ per transaction for swiped payments.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, French, Japanese, Spanish
- **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States

## Features

- Billing & Invoicing
- Credit Card Processing
- Debit/Credit Card Processing
- Electronic Payments
- In-Person Payments
- Mobile Card Reader
- Multiple Payment Options
- PCI Compliance Software
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations

## Integrations (5 total)

- Google Sheets
- Microsoft Excel
- QuickBooks Money
- Square Invoices
- Square Point of Sale

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- Phone Support
- Chat

## Category

- [Mobile Credit Card Processing Software](https://www.capterra.ae/directory/31089/mobile-credit-card-processing/software)

## Related Categories

- [Mobile Credit Card Processing Software](https://www.capterra.ae/directory/31089/mobile-credit-card-processing/software)
- [Payment Processing Software](https://www.capterra.ae/directory/30232/payment-processing/software)

## Alternatives

1. [Square Payments](https://www.capterra.ae/software/170278/square-payments-processing) — 4.7/5 (2695 reviews)
2. [Stripe](https://www.capterra.ae/software/123889/stripe) — 4.6/5 (3353 reviews)
3. [PayPal Point of Sale](https://www.capterra.ae/software/171165/paypal-here-app) — 4.6/5 (2290 reviews)
4. [360 Payments](https://www.capterra.ae/software/177326/360-payments) — 4.7/5 (35 reviews)
5. [SumUp](https://www.capterra.ae/software/170673/sumup-air) — 4.5/5 (1470 reviews)

## Reviews

### "Unprofessional Data Governance and Corporate Accountability Deficit" — 1.0/5

> **Thomas K.** | *18 June 2026* | Consumer Goods | Recommendation rating: 0.0/10
> 
> **Pros**: The issue was only addressed after formal escalation to the Consumer Financial Protection Bureau (CFPB) and State Attorneys General.
> 
> **Cons**: After weeks of attempting to resolve a critical merchant data dispute regarding an unauthorized live website container maintained on their infrastructure, Block, Inc. (Square) demonstrated an alarming lack of administrative accountability.
> 
> After weeks of attempting to resolve a critical merchant data dispute regarding an unauthorized live website container maintained on their infrastructure, Block, Inc. (Square) demonstrated an alarming lack of administrative accountability.&#10;Despite receiving explicit digital privacy portal requests and a physical corporate demand delivered via USPS Certified Mail to their headquarters, the company maintained the public data pipeline for weeks. The issue was only addressed after formal escalation to the Consumer Financial Protection Bureau (CFPB) and State Attorneys General.&#10;To close out the matter, their Senior Complaints Management team refused to provide standard corporate identifiers or full names for transparency, explicitly cited Section 5 of their Terms of Service to deflect accountability for hosting unauthorized content, and directed all future correspondence to their agent for service of process (CT Corporation). Highly problematic data governance and a complete disregard for merchant security protocols.

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### "Square Review" — 5.0/5

> **YOlanda** | *31 March 2025* | Hospital & Health Care | Recommendation rating: 9.0/10
> 
> **Pros**: The ease of making payments to vendors for services received.
> 
> **Cons**: I have no issues with this product, it has been great to use when available.

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### "My thoughts on Square Virtual Terminal" — 5.0/5

> **Heather** | *24 July 2024* | Hospitality | Recommendation rating: 10.0/10
> 
> **Pros**: The fact that it has no monthly fees, makes it more affordable for small businesses or businesses just getting started.
> 
> **Cons**: The customer support is good Don't get me wrong, but it can be timely especially during peak hours.
> 
> While Square Virtual Terminal's transaction costs and customization choices may be better, it provides a flexible, secure, and user-friendly alternative for handling payments and business activities.

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### "Square Virtual Terminal" — 5.0/5

> **Robert** | *15 July 2021* | Printing | Recommendation rating: 10.0/10
> 
> **Pros**: I can run a customers credit card via mobile app or online in a web browser\! Just pull up an invoice and slect payment method\!\! EASY\!\!
> 
> **Cons**: Nothing... I've been using it for years, and with each new feature they add it does more and more for you\!\!
> 
> I can create an invoice for a job, and take payment right there\!\! Comes in handy on the mobile app\!

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### "Great product, but needs work" — 4.0/5

> **Anonymous User** | *13 April 2022* | Retail | Recommendation rating: 8.0/10
> 
> **Pros**: The product is very easy to use and the interface is user-friendly. Square makes it very easy to accept payments in multiple formats including the chip-reader, swipe attachment, and the terminal.
> 
> **Cons**: I am constantly having issues with the connection and the card reader not working. I know Square has an option to accept payments when offline, but I don't have confidence in accepting high-dollar payments with this feature. I've been to several events where multiple vendors around me are also facing the same issue.
> 
> I really like the product, ease of use, and portability, however, the connection issues are really a deterrent. Regarding online payments, I think the product is great for an e-commerce store. However, when you're at an event, whether it's on secured wi-fi or mobile data, the connection is really flakey.

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## Links

- [View on Capterra](https://www.capterra.ae/software/190305/square-payments-processing)

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