---
description: Get detailed information about CALMS usability, features, price, benefits and disadvantages from verified user experiences. Read reviews and discover similar tools on Capterra United Arab Emirates.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: CALMS Price, Reviews & Ratings - Capterra United Arab Emirates 2026
---

Breadcrumb: [Home](/) > [Loan Servicing Software](/directory/30088/loan-servicing/software) > [CALMS](/software/141964/calms)

# CALMS

Canonical: https://www.capterra.ae/software/141964/calms

> CALMS finance software is suitable for large enterprise organisations as well as fast-growing businesses requiring speed to market.
> 
> Verdict: Rated **3.7/5** by 3 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses CALMS?

White Clarke Group's CALMS is a multi-channel end-to-end solution framework specifically designed for the automotive, equipment and consumer finance sectors.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **3.7/5** | 3 Reviews |
| Ease of Use | 4.0/5 | Based on overall reviews |
| Customer Support Software | 3.5/5 | Based on overall reviews |
| Value for Money |  | Based on overall reviews |
| Features | 2.7/5 | Based on overall reviews |
| Recommendation percentage | 60% | (6/10 Likelihood to recommend) |

## About the vendor

- **Company**: White Clarke Group
- **Founded**: 1992

## Commercial Context

- **Starting Price**: £250,000.00
- **Target Audience**: 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United Kingdom

## Features

- Accounting Software
- Amortization Schedule
- Audit Trail
- Automatic Funds Distribution
- Collateral Tracking
- Compliance Management
- Contact Management Software
- Document Management Software
- Loan Portfolio Management
- Payment Collection
- Third-Party Integrations

## Support Options

- 24/7 (Live rep)
- Chat

## Category

- [Loan Servicing Software](https://www.capterra.ae/directory/30088/loan-servicing/software)

## Alternatives

1. [Lendsqr](https://www.capterra.ae/software/1041063/lendsqr) — 4.5/5 (52 reviews)
2. [Mortgage Automator](https://www.capterra.ae/software/191761/mortgage-automator) — 4.9/5 (112 reviews)
3. [The Mortgage Office](https://www.capterra.ae/software/9277/the-mortgage-office) — 4.8/5 (285 reviews)
4. [HES LoanBox](https://www.capterra.ae/software/1032224/hes-loanbox) — 4.9/5 (25 reviews)
5. [abcoa Deal Pack](https://www.capterra.ae/software/96249/abcoa-deal-pack) — 4.8/5 (135 reviews)

## Reviews

### "easy to use" — 4.0/5

> **Verified Reviewer** | *15 August 2021* | Financial Services Software | Recommendation rating: 7.0/10
> 
> **Pros**: love the flexibility of how adaptable it is to paperless lending
> 
> **Cons**: while it is very adaptable with working with other systems, it's not 100% transferable resulting in duplicate work on minor issues
> 
> helping customers solve financial needs

-----

### "CALMS Review" — 4.0/5

> **Fehmeeda** | *15 August 2019* | Financial Services Software | Recommendation rating: 7.0/10
> 
> **Pros**: - Decisioning Engine
- Customizable for Customer Needs
> 
> **Cons**: - Primarily hard coded; not enough configuration options
- Not enough focus on UI/UX/Workflow
- Modular system with Catalyst, Just J, CALMS makes the implementation harder since different skill sets are required to operate those technologies

-----

### "Calms" — 3.0/5

> **Peggy** | *14 August 2019* | Financial Services Software | Recommendation rating: 5.0/10
> 
> **Pros**: Calms is very easy to use.  Having never seen it before the amount of time to train is very little.
> 
> **Cons**: Calms has features that we wished were already a part of the system but we had to wait and ask for them and have them programmed and prioritized.

## Links

- [View on Capterra](https://www.capterra.ae/software/141964/calms)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/141964/CALMS/> |
| en-AE | <https://www.capterra.ae/software/141964/calms> |
| en-AU | <https://www.capterra.com.au/software/141964/calms> |
| en-CA | <https://www.capterra.ca/software/141964/calms> |
| en-GB | <https://www.capterra.co.uk/software/141964/calms> |
| en-IE | <https://www.capterra.ie/software/141964/calms> |
| en-IL | <https://www.capterra.co.il/software/141964/calms> |
| en-IN | <https://www.capterra.in/software/141964/calms> |
| en-NZ | <https://www.capterra.co.nz/software/141964/calms> |
| en-SG | <https://www.capterra.com.sg/software/141964/calms> |
| en-ZA | <https://www.capterra.co.za/software/141964/calms> |

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