---
description: Get detailed information about OpenBudget usability, features, price, benefits and disadvantages from verified user experiences. Read reviews and discover similar tools on Capterra United Arab Emirates.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: OpenBudget Price, Reviews & Ratings - Capterra United Arab Emirates 2026
---

Breadcrumb: [Home](/) > [Financial Management Software](/directory/31136/financial-management/software) > [OpenBudget](/software/1103113/OpenBudget)

# OpenBudget

Canonical: https://www.capterra.ae/software/1103113/OpenBudget

> OpenBudget is finance software linking bank accounts to AI assistants and spreadsheets for real-time data integration.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

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## Overview

### Who Uses OpenBudget?

OpenBudget serves consumers who want to better understand and manage their personal finances using AI. Our users include professionals, freelancers, entrepreneurs, remote workers, and individuals

## About the vendor

- **Company**: Cosmic Eye Inc

## Commercial Context

- **Starting Price**: $9.95
- **Pricing model**: Per User (Free Trial)
- **Pricing Details**: OpenBudget uses simple subscription pricing with two plans and a 7-day free trial on both. No credit card is required to start the trial.

Base — $5/month, billed $60/year\*

For everyday money. Connect up to 10 financial institutions and get:

AI access to your transactions, balances, and debts through Claude, ChatGPT, Claude Code, Codex, Cursor, and any other MCP-compatible client
Automatic sync of categorized transactions to Google Sheets and Excel
Category rules, transaction splitting, and notes

Investor — $8.25/month, billed $99/year\*

Everything in Base, plus investments. Connect up to 15 institutions and get:

Brokerage and retirement accounts connected through Plaid
Questions about holdings, dividends, buys, and sells alongside your banking data

What every plan includes

Bank connections run through Plaid, which supports 10,000+ US financial institutions including Chase, Bank of America, Wells Fargo, Citi, Capital One, Amex, and Chime. Access is read-only. OpenBudget can read your transactions and balances but cannot move money, make payments, or change account settings. Your banking credentials are never stored on OpenBudget servers.

Plaid pulls up to 24 months of history on the first connection, so you can ask questions about the past two years immediately after setup.

Trial and cancellation

The 7-day trial gives full access to the plan you select. You can cancel at any time from your account settings, and cancellation takes effect at the end of the current billing period. Annual plans work out to two months free compared with monthly billing.

Good to know before you buy

OpenBudget currently supports United States banking institutions only. Setup takes about two minutes: connect your bank through Plaid, then add the OpenBudget connector to your AI client. There is no separate mobile app because OpenBudget runs inside the AI assistant you already use, which works on web, desktop, and phone.

Who it fits

People who already use Claude or ChatGPT daily and want their real financial data available in the same place, rather than learning another dashboard. It also fits anyone who prefers spreadsheets, since transactions land in Google Sheets or Excel automatically without CSV exports.
- **Target Audience**: 2–10
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- Budgeting/Forecasting
- Cash Management
- Data Import/Export
- Data Visualization Software
- Financial Analysis
- Financial Reporting Software
- Real-Time Data

## Support Options

- Email/Help Desk
- Knowledge Base Software

## Category

- [Financial Management Software](https://www.capterra.ae/directory/31136/financial-management/software)

## Alternatives

1. [Xero](https://www.capterra.ae/software/169561/xero) — 4.4/5 (3323 reviews)
2. [PayPal](https://www.capterra.ae/software/179251/paypal) — 4.6/5 (26625 reviews)
3. [QuickBooks Online](https://www.capterra.ae/software/141374/quickbooks-online) — 4.3/5 (8521 reviews)
4. [FreshBooks](https://www.capterra.ae/software/142390/freshbooks) — 4.5/5 (4525 reviews)
5. [Wrike](https://www.capterra.ae/software/76113/wrike) — 4.4/5 (3038 reviews)

## Links

- [View on Capterra](https://www.capterra.ae/software/1103113/OpenBudget)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/10047767/OpenBudget/> |
| en-AE | <https://www.capterra.ae/software/1103113/OpenBudget> |
| en-AU | <https://www.capterra.com.au/software/1103113/OpenBudget> |
| en-CA | <https://www.capterra.ca/software/1103113/OpenBudget> |
| en-GB | <https://www.capterra.co.uk/software/1103113/OpenBudget> |
| en-IE | <https://www.capterra.ie/software/1103113/OpenBudget> |
| en-IL | <https://www.capterra.co.il/software/1103113/OpenBudget> |
| en-IN | <https://www.capterra.in/software/1103113/OpenBudget> |
| en-NZ | <https://www.capterra.co.nz/software/1103113/OpenBudget> |
| en-SG | <https://www.capterra.com.sg/software/1103113/OpenBudget> |
| en-ZA | <https://www.capterra.co.za/software/1103113/OpenBudget> |

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