---
description: Get detailed information about Azentio iMAL usability, features, price, benefits and disadvantages from verified user experiences. Read reviews and discover similar tools on Capterra United Arab Emirates.
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title: Azentio iMAL Price, Reviews & Ratings - Capterra United Arab Emirates 2026
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Breadcrumb: [Home](/) > [Banking Systems Software](/directory/20008/banking-systems/software) > [Azentio iMAL](/software/1081728/iMAL)

# Azentio iMAL

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> AAOIFI-certified Islamic core banking platform, cloud-ready and deployed across 36+ countries.
> 
> Verdict: Rated **4.3/5** by 15 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Azentio iMAL?

140+ Islamic financial institutions in 3 different languages across the Middle East, GCC, Africa, Asia Pacific, South America and United Kingdom, in more than 35 countries.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.3/5** | 15 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support Software | 4.5/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.3/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Azentio Software

## Commercial Context

- **Starting Price**: $1.00
- **Pricing model**: Usage Based
- **Pricing Details**: The proposed pricing for iMAL is structured as a 5-year subscription model that covers all the bank’s branches and transaction volumes under a single consolidated agreement. The iMAL™ solution is licensed on an annual subscription basis with a minimum commitment of five years, after which the subscription fees may be revisited and mutually agreed upon between the Bank and Azentio. The pricing is volume-based, primarily linked to the number of active accounts or customers reported by the Bank, ensuring that costs remain aligned with actual usage and future growth. The subscription fee includes both the licenses for the scoped modules and ongoing maintenance and support services, providing a comprehensive coverage model.
- **Target Audience**: 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop)
- **Supported Languages**: Arabic, English, French
- **Available Countries**: Algeria, Bahrain, Egypt, Ethiopia, Gambia, Guinea, Iraq, Jordan, Kenya, Kuwait, Lebanon, Malaysia, Maldives, Mauritania, Morocco, Niger, Nigeria, Oman, Pakistan, Palestinian Territories and 13 more

## Features

- ATM Management
- Compliance Management
- Compliance Tracking
- Document Management Software
- Multi-Branch
- Online Banking Software
- Portfolio Management
- Securities Management
- Transaction Monitoring

## Integrations (7 total)

- ATMS
- Cards
- DocuWare
- Payment Gateway
- Regula
- Regulatory Compliance
- Swift

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Banking Systems Software](https://www.capterra.ae/directory/20008/banking-systems/software)

## Alternatives

1. [NexorONE](https://www.capterra.ae/software/128510/nexorone) — 5.0/5 (14 reviews)
2. [Oradian](https://www.capterra.ae/software/1034858/oradian) — 4.1/5 (21 reviews)
3. [Online Check Writer](https://www.capterra.ae/software/171148/online-check-writer) — 4.5/5 (255 reviews)
4. [Qonto](https://www.capterra.ae/software/173384/qonto) — 4.5/5 (240 reviews)
5. [authorize.net](https://www.capterra.ae/software/54911/authorizenet) — 4.5/5 (215 reviews)

## Reviews

### "iMAL3" — 4.0/5

> **Verified Reviewer** | *26 September 2019* | Banking | Recommendation rating: 10.0/10
> 
> **Pros**: 1-	Flexible system gives the user the ability to manage their features. 
2-	Ability to modify the system’s behavior based on business needs.
3-	Cover the most of bank’s needs.
4-	Good support.
5-	The minimum numbers of bugs.
6-	Easy to use.
7-	Reliable services.
8-	Good performance.
> 
> **Cons**: Some modifications or bug fix  take  long time to be done
> 
> Excellent experience in overall

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### "alBaraka Bank Syria - IT Director" — 4.0/5

> **Mohannad** | *21 April 2021* | Banking | Recommendation rating: 8.0/10
> 
> **Pros**: Modularity, Ease of use, so many parameters for customizing products and services, wide range of APIs
> 
> **Cons**: Continuous Performance Tuning on DB level.
Some bugs appears due to huge numbers of parameters
> 
> Very Good option for Islamic banks

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### "IMAL Core Banking" — 3.0/5

> **Bashar** | *21 June 2021* | Banking | Recommendation rating: 5.0/10
> 
> **Pros**: Core Banking modules in IMAL (CSM, IIS, etc...) are well addressed, flexible, and have a high degree of customization. as a web-based application it makes the process of support and applying fixes very easy and deployment is straight-forward. the support team is very helpful and responsible
> 
> **Cons**: what I dislike in IMAL it consumes high storage, sometimes it has performance issues, and lock occurred at the level of database. it is really need attention on above areas.
one more thing they need to develop their quality control to avoid recurring issues.

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### "IMAL Java R14" — 4.0/5

> **Mohammed** | *16 September 2019* | Banking | Recommendation rating: 8.0/10
> 
> **Pros**: a) The web version is easy to implement
b)Improved transaction processing
c) Faster processing- End of Day processes take less time
d)Better system performance due to the architectural design
e)Enhanced security posture- Web Layer +App Layer + Database Layer
> 
> **Cons**: i) Not Robust on Loan Origination for corporate entities
ii)Lack of an in-built document management functionality
> 
> 1-Fast turn around time in transaction processing
2-Faster roll out of new products
3-System allows us to customise some functionality with vendor involvement

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### "IMAL core banking system" — 4.0/5

> **Ahmed** | *26 February 2021* | Banking | Recommendation rating: 8.0/10
> 
> **Pros**: It is a modular system in which you can parameterize and achieve most of your deposit or financing product requirements. The administration of the system is straightforward and easy. It took less than 3 months for us to implement and go live.
> 
> **Cons**: The UI and UX needs to be improved. The number of standard reports delivered with the system needs to be improved.
> 
> Almost all Islamic banking products can be parameterized or customised in iMAL core banking system.

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## Links

- [View on Capterra](https://www.capterra.ae/software/1081728/iMAL)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/101007/iMAL/> |
| en-AE | <https://www.capterra.ae/software/1081728/iMAL> |
| en-AU | <https://www.capterra.com.au/software/1081728/iMAL> |
| en-CA | <https://www.capterra.ca/software/1081728/iMAL> |
| en-GB | <https://www.capterra.co.uk/software/1081728/iMAL> |
| en-IE | <https://www.capterra.ie/software/1081728/iMAL> |
| en-IL | <https://www.capterra.co.il/software/1081728/iMAL> |
| en-IN | <https://www.capterra.in/software/1081728/iMAL> |
| en-NZ | <https://www.capterra.co.nz/software/1081728/iMAL> |
| en-SG | <https://www.capterra.com.sg/software/1081728/iMAL> |
| en-ZA | <https://www.capterra.co.za/software/1081728/iMAL> |
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| fr-LU | <https://www.capterra.lu/software/1081728/iMAL> |

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