---
description: Get detailed information about Simpl usability, features, price, benefits and disadvantages from verified user experiences. Read reviews and discover similar tools on Capterra United Arab Emirates.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Simpl Price, Reviews & Ratings - Capterra United Arab Emirates 2026
---

Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/10063/mobile-banking/software) > [Simpl](/software/1021394/simpl)

# Simpl

Canonical: https://www.capterra.ae/software/1021394/simpl

> It is a mobile banking solution that helps users manage bill payments, online shopping, orders, and more.
> 
> Verdict: Rated **4.0/5** by 2 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.0/5** | 2 Reviews |
| Ease of Use | 5.0/5 | Based on overall reviews |
| Customer Support Software | 4.5/5 | Based on overall reviews |
| Value for Money | 5.0/5 | Based on overall reviews |
| Features | 4.0/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: One Sigma Technologies

## Commercial Context

- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: India

## Features

- ACH Payment Processing
- Bill Payment
- Digital Wallet
- Financial Management Software
- Mobile Access
- Transaction Monitoring

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- Phone Support

## Category

- [Mobile Banking Software](https://www.capterra.ae/directory/10063/mobile-banking/software)

## Alternatives

1. [Google Pay](https://www.capterra.ae/software/212826/google-pay) — 4.6/5 (908 reviews)
2. [Cash App](https://www.capterra.ae/software/1016710/cash-app) — 4.2/5 (679 reviews)
3. [Chime](https://www.capterra.ae/software/1011580/chime) — 4.6/5 (102 reviews)
4. [Samsung Pay](https://www.capterra.ae/software/213917/samsung-pay) — 4.5/5 (264 reviews)
5. [Crowded](https://www.capterra.ae/software/1032756/crowdedme) — 4.2/5 (32 reviews)

## Reviews

### "Easy to use like a wallet" — 4.0/5

> **Sumegha** | *16 July 2022* | Nonprofit Organization Management | Recommendation rating: 9.0/10
> 
> **Pros**: I love the logo to  begin with suggesting all will be well but just keep  filling the little gaps. Simply life in motion.  I very hesitantly started using it not sure of what I could be getting into. Learnt  more about its payment cycles stressed about how to pay etc. Enjoyed  cashbacks. Overall like it and use it whenever needed. They increase credit line without asking for it and unlike other apps, don't send tonnes of SMSs pushing you to use it.
> 
> **Cons**: I find it's good as a quick payment system saving you the hassle of filling in multiple passwords and OTPS. However, it fails  to boost your financial bandwidth as its payment cycles are too  short. It gives 20 days which comes too quickly. So save on initial stress but then take upon bigger stress of remembering due date and making sure to pay in time.  I rather pay at  first instance then take this extra stress. I  think like other BNPLS,  they should make the payment cycle monthly thus making it worthwhile and be there strongly as an welcome financial muscle to your financial management.
> 
> Happy to have it only when it gives cashback.

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### "Credit line for short time" — 4.0/5

> **Asif** | *1 October 2022* | Information Technology & Services | Recommendation rating: 9.0/10
> 
> **Pros**: Simpl is an inexpensive and user-friendly financial software providing a decent credit line with no interest or processing fee.
> 
> **Cons**: Simpl is not for long-term credit line like credit cards, Simpl asks for the repayment within a few days, so the company should increase the repayment period to a bit more extent.
> 
> Simpl is helping me with a credit line for general purposes, I use this credit line to back up myself with online orders and product purchases, Simpl helps me to purchase products in the emergence and pay later when I have the funds, this is more often a quite good and reliable help in times of emergency. Overall this application is helpful to me and I would like to prefer it to my friends and others.

## Links

- [View on Capterra](https://www.capterra.ae/software/1021394/simpl)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/239089/Simpl/> |
| en-AE | <https://www.capterra.ae/software/1021394/simpl> |
| en-AU | <https://www.capterra.com.au/software/1021394/simpl> |
| en-CA | <https://www.capterra.ca/software/1021394/simpl> |
| en-GB | <https://www.capterra.co.uk/software/1021394/simpl> |
| en-IE | <https://www.capterra.ie/software/1021394/simpl> |
| en-IL | <https://www.capterra.co.il/software/1021394/simpl> |
| en-IN | <https://www.capterra.in/software/1021394/simpl> |
| en-NZ | <https://www.capterra.co.nz/software/1021394/simpl> |
| en-SG | <https://www.capterra.com.sg/software/1021394/simpl> |
| en-ZA | <https://www.capterra.co.za/software/1021394/simpl> |

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