--- description: Get detailed information about You Need A Budget usability, features, price, benefits and disadvantages from verified user experiences. Read reviews and discover similar tools on Capterra United Arab Emirates. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: You Need A Budget Price, Reviews & Ratings - Capterra United Arab Emirates 2026 --- Breadcrumb: [Home](/) > [Budgeting Software](/directory/10003/budgeting/software) > [You Need A Budget](/software/1016816/you-need-a-budget) # You Need A Budget Canonical: https://www.capterra.ae/software/1016816/you-need-a-budget Page: 1 / 2\ Next: [Next page](https://www.capterra.ae/software/1016816/you-need-a-budget?page=2) > Personal budgeting software that allows users to share finances with partners, track goals, generate reports, and more. > > Verdict: Rated **4.9/5** by 18 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.9/5** | 18 Reviews | | Ease of Use | 4.3/5 | Based on overall reviews | | Customer Support Software | 4.9/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: You Need A Budget ## Commercial Context - **Target Audience**: Self Employed, 2–10 - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English - **Available Countries**: United States ## Category - [Budgeting Software](https://www.capterra.ae/directory/10003/budgeting/software) ## Alternatives 1. [AWS Budgets](https://www.capterra.ae/software/1035265/aws-budgets) — 5.0/5 (3 reviews) 2. [Unabase](https://www.capterra.ae/software/208255/unabase) (0 reviews) 3. [Valoptia.ABC](https://www.capterra.ae/software/1013614/valoptiaabc) — 4.4/5 (15 reviews) ## Reviews ### "Worth the difficult set up process." — 5.0/5 > **Ella** | *6 August 2024* | Accounting Software | Recommendation rating: 10.0/10 > > **Pros**: Being able to assign every penny to a budget > > **Cons**: It takes a long time to set up and can be quite confusing. > > Good, I will continue to use it despite it being hard to set up. ----- ### "One of the best budgeting apps out there." — 4.0/5 > **Ben** | *10 February 2023* | Entertainment | Recommendation rating: 8.0/10 > > **Pros**: I love the flexibility of YNAB. I like how easy it is to setup your budget and lay it out the way that works for your lifestyle and family. You can make it as complex or simple as you need. I love being able to sync with my bank and download transactions automatically. It does a really good job of matching up transactions, and auto assigning them based on your history. It's really easy to see where you are financially at a glance. It's not overly cluttered, and you can adjust different parameters based on how you use it to make it more visually useful and appealing. I also like the four rule system that it is based around. I don't fully follow that system, but it's flexible enough to be used for the way that you like to do things. The mobile app is also really convenient to help track your budget and enter transactions on the go. > > **Cons**: I don't like that it's browser based only. I completely understand why they moved that direction, and it makes sense, I just hate high touch browser only apps. I much prefer these types of things to be a dedicated desktop app. To me they are harder and less convenient to use; having to interface with it through the browser interface. > > Overall, I've been really happy with YNAB. I've tried a bunch of different budgeting apps. I've left YNAB a few times and tried different things here and there, but I seem to always come back to YNAB, as nothing else is as easy to use, and as capable to do what I need to do. I've used YNAB since version 3, and have seen it go through many many changes. I appreciate that they are always working on things and trying to make it better; and the support team is always great and responsive. It's just comfortable and pleasant to use most of the time, and I highly recommend it. ----- ### "The best budgeting app, period." — 5.0/5 > **John** | *17 February 2022* | Professional Training & Coaching | Recommendation rating: 10.0/10 > > **Pros**: YNAB, as it's called, provides a strong, clear structure to support the user in being budget conscious, practical and effective. YNAB works amazing if you follow the Four Rules: 1) Give every dollar a job (this eliminates casual and unconscious spending habits); 2) Embrace your true expenses (this sets the user up to always meet the essential needs, short- and long-term; e.g., no more expenses for which the money isn't available); 3) Roll with the punches (Life happens. When an unexpected expense occurs, pull from other budget items to cover for it, rather than increase debt, etc... as much as one can, of course); 4) Age your money (that is, discipline your spending so that you have a much money as possible to fund the next month BEFORE it arrives. This is what creates surplus and has gotten countless people out of debt). > > **Cons**: YNAB has its own budgeting paradigm and language that take some getting used to. Unfortunately, a lot of people give up because of this. But that's my only "dislike" about it, which isn't even a dislike. It is an app that requires time to learn, which, IMHO, reflects why it is valuable. Too instant and too easy isn't really helpful (and makes for dull, lazy people). However, there are independent coaches trained by the YNAB company. I hired one, and it rocket-launched my success, and I was able to budget for February before the end of January, and had a little surplus. No more month-to-month\! > > It is literally life changing, and you can find remarkable, uplifting stories at their web site, in Facebook groups, YouTube and elsewhere. YNAB offers excellent, detailed help on its web site and in its YouTube channel. There are also bloggers/vloggers with good content. YNAB has helped me so much that I have applied to take the YNAB coach training to share the joy and empowerment with others. ----- ### "I want to love this" — 5.0/5 > **Claire** | *3 November 2022* | Health, Wellness & Fitness | Recommendation rating: 4.0/10 > > **Pros**: The idea of linking bank accounts and credit cards to an online budget is very appealing. Doing a budget manually often resulted in math errors that accumulated as time went on and I think that this would prevent that. Plus, it gives you a more thorough overview of your spending when credit cards are linked. I like how easy it is to link accounts and create budget categories. > > **Cons**: It is very difficult for me to figure out, especially since it's not something I use daily. I use it as a personal budget tool but honestly, have yet to actually use it effectively and I struggle with the application of the software. The how-to videos seem to move pretty fast and I lose patience (both with them and myself) when I can't keep up. Someone has even tried to explain it step by step on a zoom call and I still don't get it. > > I can really see how this tool would be very helpful both personally and for a business. I just don't happen to be a tech savvy user so i find it frustrating. That said, I have paid for a second year and am determined to get back to it and really learn it. It's a steep curve for me personally, I'm not sure it would be for others. ----- ### "Awesome software...but only for micro/small businesses... (and yourself...)" — 5.0/5 > **Dinos** | *13 September 2021* | Marketing & Advertising | Recommendation rating: 10.0/10 > > **Pros**: YNAB just works. The budgeting tool along its goals feature allows me to easily manage my companies' budget and the checking/saving account registers are easy to use. The bank transaction importing feature is very solid and works very nicely. > > **Cons**: Since it's technically personal finance software...and I'm using it for my small business...I wish it had a few more things geared for biz owners and people who have small 1-personal businesses. > > It excels at the things I need/want it to do. It's simple, easy to use and easy to get help with. It also has a large, friendly, knowledgeable userbase. ----- Page: 1 / 2\ Next: [Next page](https://www.capterra.ae/software/1016816/you-need-a-budget?page=2) ## Links - [View on Capterra](https://www.capterra.ae/software/1016816/you-need-a-budget) ## This page is available in the following languages | Locale | URL | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | nl | | | nl-BE | | ----- ## Structured Data