--- description: Get detailed information about Klarna usability, features, price, benefits and disadvantages from verified user experiences. Read reviews and discover similar tools on Capterra United Arab Emirates. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Klarna Price, Reviews & Ratings - Capterra United Arab Emirates 2026 --- Breadcrumb: [Home](/) > [Headless eCommerce Platform Software](/directory/32175/headless-ecommerce-platform/software) > [Klarna](/software/1013330/klarna) # Klarna Canonical: https://www.capterra.ae/software/1013330/klarna Page: 1 / 5\ Next: [Next page](https://www.capterra.ae/software/1013330/klarna?page=2) > Payment processing platform for businesses to manage customers' checkout experiences using marketing banners, on-site messages and more > > Verdict: Rated **3.7/5** by 101 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **3.7/5** | 101 Reviews | | Ease of Use | 4.0/5 | Based on overall reviews | | Customer Support Software | 3.4/5 | Based on overall reviews | | Value for Money | 3.6/5 | Based on overall reviews | | Features | 3.9/5 | Based on overall reviews | | Recommendation percentage | 70% | (7/10 Likelihood to recommend) | ## About the vendor - **Company**: Klarna ## Commercial Context - **Pricing Details**: Contact Klarna directly for pricing details. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: Australia, Canada, France, Germany, India, Ireland, Italy, Mexico, Netherlands, New Zealand, Philippines, Singapore, South Africa, Sweden, United Arab Emirates, United Kingdom, United States ## Features - Data Security - Debit/Credit Card Processing - Electronic Payments - Mobile Access - Mobile Payments - Multi-Channel Marketing - Multiple Payment Options - Payment Fraud Prevention - Payment Options - Reporting/Analytics - Third-Party Integrations ## Support Options - FAQs/Forum - Knowledge Base Software - 24/7 (Live rep) ## Category - [Headless eCommerce Platform Software](https://www.capterra.ae/directory/32175/headless-ecommerce-platform/software) ## Related Categories - [Headless eCommerce Platform Software](https://www.capterra.ae/directory/32175/headless-ecommerce-platform/software) - [eCommerce Software](https://www.capterra.ae/directory/3/ecommerce/software) - [B2B eCommerce Platform Software](https://www.capterra.ae/directory/31821/b2b-ecommerce-platform/software) - [Subscription Management Software](https://www.capterra.ae/directory/31657/subscription-management/software) - [Shopping Cart Software](https://www.capterra.ae/directory/30848/shopping-cart/software) ## Alternatives 1. [PayPal](https://www.capterra.ae/software/179251/paypal) — 4.6/5 (26424 reviews) 2. [Venmo](https://www.capterra.ae/software/182159/venmo-) — 4.7/5 (9284 reviews) 3. [Stripe](https://www.capterra.ae/software/123889/stripe) — 4.6/5 (3346 reviews) 4. [Square Payments](https://www.capterra.ae/software/170278/square-payments-processing) — 4.7/5 (2688 reviews) 5. [NetSuite](https://www.capterra.ae/software/135757/netsuite) — 4.2/5 (2043 reviews) ## Reviews ### "Number 1 of the pay in 4" — 5.0/5 > **El-Hadj** | *27 May 2026* | Consumer Services | Recommendation rating: 10.0/10 > > **Pros**: I like that they are essentially a credit card with much better terms. As a person with no so perfect credit, being able to make purchases without a 25% + apr looming over it, is an incredible option. > > **Cons**: Fluctuating initial deposit amounts on similar amounts funded. The app sometimes fails to display available credit. > > Out out all pay in 4 options, and I’ve tried them ALL. Klarna is the easiest to use, and has the best terms in my opinion. ----- ### "Klarna made shopping way too easy." — 5.0/5 > **Leo** | *9 April 2026* | Machinery | Recommendation rating: 9.0/10 > > **Pros**: Oh, where to start… I get to spend money I don’t have now and panic about it later. Brilliant app, easy payments, and somehow they make debt feel… fun. Cheers, Klarna\! > > **Cons**: Well, my bank account didn’t exactly throw me a party. Also, being reminded I owe money when I’ve conveniently forgotten… super fun. Oh, and late fees – because who doesn’t love a surprise bill?” > > Overall? Klarna is like a cheeky mate who buys you drinks you can’t afford – thrilling, a bit stressful, but oddly satisfying. Smooth app, flexible payments, and enough reminders to make you question your life choices. Would I do it again? Probably… with a stiff drink in hand. ----- ### "ADVISE TO STAY AWAY-TO AVOID STRESS" — 1.0/5 > **Julie** | *8 April 2025* | Transportation/Trucking/Railroad | Recommendation rating: 0.0/10 > > **Pros**: Nothing it was overall stressful experience. > > **Cons**: Worst app ever. They will punish you for an app that you trying to purchase from, having a glitch, then they put your purchase power down and make you pay more upfront, instead of 4 equal payments. Even though, you have never had issues making payments, and shop with them a lot, they don't care. They don't value their customers or their satisfaction at all. Customer service is useless, sorry but they are, always overseas representatives, who can do absolutely nothing to help you with your issues. Asked to speak to a manager over a month ago, and still have not heard back. Tried purchasing from Walmart, Walmart has a your message saying the time of delivery alot was taken, so it forced me to go back and checkout again. They charged my card twice, I got my money back though from Walmart, Walmart is great, but Klarna now is punishing me, put my purchase power down and makes me pay almost 3/4 of the amount of purchase upfront. Kind of defeats the purpose of the Klarna app doesn't it. So Walmart was having a glitch on their app, and Klarna is punishing me for it. Will never use this stupid app again, will pay what I owe and then never use them again. This is not worth the stress. > > Horrible customer service is useless and there pretty much is no customer service. They will just keep repeating that it's computer generated. ----- ### "Klarna Is One of the Best" — 4.0/5 > **James** | *10 April 2025* | Sports | Recommendation rating: 10.0/10 > > **Pros**: Variety of ecommerce sites that accept Klarna. > > **Cons**: Short repayment options, looking for lower payments over a longer period. > > Very pleased with Klarna. Easy to use and can receive immediate acceptance on payment options. ----- ### "Makes shopping for big items much more affordable" — 5.0/5 > **Verified Reviewer** | *21 April 2026* | Health, Wellness & Fitness | Recommendation rating: 10.0/10 > > **Pros**: The best thing about klarna is the pay in 4 option because it makes bigger purchases feel way more manageable without having to pay interest like a credit card. I also really like the browser extension and the app interface because it lets you create a one time ghost card to shop basically anywhere even if the store doesnt officially partner with them. It makes the whole shopping experience feel a lot more modern. > > **Cons**: The customer support can be a bit of a headache if you have to return an item and the merchant is taking their time. > > Overall i have had a great experience using klarna for my online shopping. Its been super helpful for breaking up the cost of clothes or electronics into smaller chunks that fit my budget better. The app is really easy to navigate and I like that it sends me reminders before a payment is due so I dont accidentally miss one. It definitely makes me feel more in control of my spending as long as I dont overdo it with too many orders at once. ----- Page: 1 / 5\ Next: [Next page](https://www.capterra.ae/software/1013330/klarna?page=2) ## Links - [View on Capterra](https://www.capterra.ae/software/1013330/klarna) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | ----- ## Structured Data