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description: Page 2 - Compare the top Spend Management Software software and providers in the Emirates. Our free interactive tool makes software selection fast and easy. Filter by price, feature or user rating.
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title: Page 2 - Spend Management Software - Prices & Reviews - Capterra United Arab Emirates 2026
---

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# Spend Management Software

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> Spend Management software helps companies track and report on actual expenditures as well as control these expenditures through tools that limit amounts that can be spent by employees.

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## Products

1. [Qonto](https://www.capterra.ae/software/173384/qonto) — 4.5/5 (240 reviews) — The business finance solution that energizes SMEs and freelancers.
2. [Spendwise](https://www.capterra.ae/software/141589/officewise) — 4.6/5 (236 reviews) — Spendwise is spend and purchasing management software that automates accounts payable and inventory processes for businesses.
3. [Moss](https://www.capterra.ae/software/211744/getmoss) — 4.9/5 (233 reviews) — Moss streamlines spend management with customised workflows, employee cards, and automatic receipt capture.
4. [Spendesk](https://www.capterra.ae/software/157515/spendesk) — 4.7/5 (228 reviews) — Complete spend management platform with AI automation. Control all company spending with real-time visibility and policy enforcement.
5. [Ramp](https://www.capterra.ae/software/207081/ramp) — 4.9/5 (216 reviews) — Ramp is an all-in-one corporate card and spend management system, built to save you time and money—so you can grow efficiently.
6. [Navan](https://www.capterra.ae/software/169591/tripactions) — 4.6/5 (210 reviews) — Navan is an all-in-one expense management solution that helps companies save time and money.
7. [AvidXchange](https://www.capterra.ae/software/144102/avidxchange) — 4.4/5 (208 reviews) — AvidXchange is an accounts payable automation software that helps middle-market businesses and suppliers with invoice processing.
8. [Pleo](https://www.capterra.ae/software/160720/pleo) — 4.8/5 (199 reviews) — Pleo is Europe’s leading spend management solution for teams who want to simplify their expenses and focus on the work that matters
9. [Procurify](https://www.capterra.ae/software/129758/procurify) — 4.6/5 (197 reviews) — Unify purchasing, AP, expenses, and cards in one AI-powered platform. Real-time visibility and control over every dollar spent.
10. [Rydoo](https://www.capterra.ae/software/128370/xpenditure-expenses) — 4.4/5 (197 reviews) — Rydoo is a smart expense management solution that brings greater convenience, control and compliance to the expense reporting process.
11. [Payhawk](https://www.capterra.ae/software/200192/payhawk) — 4.6/5 (186 reviews) — Payhawk unites company cards, expenses, and accounts payable to make business payments streamlined across the organization.
12. [Emburse Expense Enterprise](https://www.capterra.ae/software/98408/chrome-river-expense) — 4.4/5 (176 reviews) — Customizable, transparent, and accurate expense management.
13. [Tipalti](https://www.capterra.ae/software/136904/tipalti) — 4.6/5 (174 reviews) — Streamline purchasing with Tipalti's spend management and employee expense software while reducing risk and automating manual tasks.
14. [Order.co](https://www.capterra.ae/software/161813/order-software) — 4.5/5 (172 reviews) — Spend management platform for spend control, real-time budget visibility, and improved reporting — with AI guiding smarter decisions.
15. [Agicap](https://www.capterra.ae/software/196637/agicap) — 4.3/5 (161 reviews) — Agicap is the all-in-one modular platform for corporate cash flow management: monitoring, planning, reporting and analytics.
16. [Sage Expense Management](https://www.capterra.ae/software/162066/fyle) — 4.5/5 (158 reviews) — Fyle is the best credit card spend management solution for medium-sized and mid-market companies with a minimum of 50 employees.
17. [Soldo](https://www.capterra.ae/software/194308/soldo) — 4.7/5 (140 reviews) — Soldo is the proactive spend management solution that frees progressive businesses to accomplish more.
18. [Brex](https://www.capterra.ae/software/182054/brex) — 4.5/5 (139 reviews) — Brex is a financial technology platform that helps companies manage their spending and finances.
19. [Budgetly](https://www.capterra.ae/software/1032885/budgetly) — 4.9/5 (134 reviews) — Ai-driven spend management software with prepaid cards and spending rules. Real-time expense tracking and receipt matching.
20. [Wallester](https://www.capterra.ae/software/1036173/wallester) — 4.9/5 (129 reviews) — Wallester Business provides a corporate card-issuing and expense management platform as an all-in-one solution for companies.
21. [Coupa](https://www.capterra.ae/software/115928/coupa) — 4.0/5 (126 reviews) — Coupa is a spend management platform that helps businesses with direct and indirect spending through real-time insights.
22. [Asite](https://www.capterra.ae/software/132369/adoddle) — 3.7/5 (123 reviews) — Asite is a cloud-based software that enables seamless collaboration across disciplines, from concept to completion and beyond.
23. [Coast](https://www.capterra.ae/software/1042921/coast) — 4.9/5 (111 reviews) — Coast is a smart Visa card designed for fuel, field, and office purchases. Use it for fuel, maintenance, supplies, travel, and more.
24. [Tradogram](https://www.capterra.ae/software/136077/tradogram) — 4.5/5 (109 reviews) — Manage your direct \& indirect purchasing on your own private procurement platform. Free version available.
25. [XPENDOR](https://www.capterra.ae/software/217082/xpendor) — 4.4/5 (104 reviews) — XPENDOR is a powerful SaaS solution for the management of invoices, expenses, and reimbursement of any company department.

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## Related Categories

- [Sourcing Software](https://www.capterra.ae/directory/30932/sourcing/software)
- [Travel Management Software](https://www.capterra.ae/directory/31057/travel-management/software)
- [Expense Management Software](https://www.capterra.ae/directory/30559/expense-report/software)
- [Procurement Software](https://www.capterra.ae/directory/7/procurement/software)
- [Procure to Pay Software](https://www.capterra.ae/directory/32895/procure-to-pay/software)

## Links

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Our complete solution centralises all spending with automated approval workflows, comprehensive spend controls, and intelligent categorisation. Finance teams gain 100% visibility across all company spend with real-time dashboards, budget tracking, and detailed spend analytics. From automated expense processing to supplier payments and seamless ERP integration, Spendesk reduces spend management overhead by 75% whilst ensuring policy compliance. With corporate cards, virtual payments, and automated reporting workflows, businesses optimise spend efficiency and reduce costs annually. Trusted by thousands of European SMBs.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/cf6d1ff1-76f1-44f3-b6ff-d8876ba9a81a.png","url":"https://www.capterra.ae/software/157515/spendesk","@type":"ListItem"},{"name":"Ramp","position":5,"description":"Ramp is an all-in-one corporate card and spend management system, built to help you grow efficiently. Issue Ramp cards in seconds, with customizable limits and auto-enforced policies that block unwanted spend before it happens. Receipts are automatically collected and matched, so your team can focus on the top priorities—not the busywork. Get real-time reporting and detailed savings insights, so you can stay up to date today and plan strategically for tomorrow.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/773abf09-47fc-466d-8da3-369bf62c120b.png","url":"https://www.capterra.ae/software/207081/ramp","@type":"ListItem"},{"name":"Navan","position":6,"description":"Navan Expense automates the expense management process from swipe to reconciliation, while giving companies one global platform to manage spend in real time. It’s designed to streamline the way businesses handle expenses so that they can ultimately make better financial decisions.\n\nLink your Visa or Mastercard corporate cards to Navan to get real-time visibility into all transactions. Navan integrates with most ERPs and finance tools to keep your organization aligned and in sync. \n\nThere's no more manual expense reports to submit, no more transaction lists to review, and no more time-consuming expense reconciliation.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/56c69068-6e2c-480b-8d37-6300fc733100.jpeg","url":"https://www.capterra.ae/software/169591/tripactions","@type":"ListItem"},{"name":"AvidXchange","position":7,"description":"AvidXchange is an accounts payable automation software that streamlines invoice processing and payment workflows for businesses. The platform enhances AP processes through AI-enhanced automation that increases visibility, and control throughout the payment lifecycle. Integrating with existing accounting systems and ERPs, AvidXchange connects users to a supplier network for paperless invoice management and payments.\n\nThe software features centralized visibility into payables processes, customizable approval workflows, and a fully managed AP as a Service solution for organizations seeking complete outsourcing. Suppliers can access the AvidXchange Supplier Hub, which provides payment options including virtual credit cards and direct transfers. The platform integrates with many accounting systems, allowing businesses to automate accounts payable functions while maintaining their current financial infrastructure.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/a6ff9b08-607a-4401-8fab-63cbbeb0c02a.png","url":"https://www.capterra.ae/software/144102/avidxchange","@type":"ListItem"},{"name":"Pleo","position":8,"description":"Meet Pleo, Europe’s leading spend management solution that simplifies expenses for everyone in the company. Give your employees a smart company card to buy the things they need and forget about chasing lost receipts. Get real-time expense visibility, feel in control of your spending and slash your admin thanks to automated expense management, invoices and reimbursements. Join 20,000 companies using Pleo to focus on the work that matters most.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/7eaa235c-7ddb-4672-becc-701b80e14764.png","url":"https://www.capterra.ae/software/160720/pleo","@type":"ListItem"},{"name":"Procurify","position":9,"description":"Simple, scalable, and straight-forward spend management. Procurify is the leading all-in-one spend management platform that delivers tracking, accountability, and end-to-end workflows for expenses and spending. Gain unparalleled control and visibility with automated approvals, real-time budgeting, physical and virtual spending cards, and more so you can allocate, track, and report on spend from a single platform. Procurify integrates with Netsuite, Quickbooks and other ERP systems.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/3cca2cdb-94f8-47bb-84da-11ea9f4e820c.jpeg","url":"https://www.capterra.ae/software/129758/procurify","@type":"ListItem"},{"name":"Rydoo","position":10,"description":"Rydoo offers an even more intuitive mobile & web app where employees are able to create, submit, and approve expenses on the go, while providing finance teams with a more flexible solution for enhanced spend management, customise policies, and integrate with their HR, Finance, and ERP tools.\n\nRydoo enables more than 1 million users across 12,000+ organisations globally, and is the highest-rated solution in its category for spend management (4.9/5 on the App Store).","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/7e58355a-447f-4d5e-9bfc-a22e253bce99.png","url":"https://www.capterra.ae/software/128370/xpenditure-expenses","@type":"ListItem"},{"name":"Payhawk","position":11,"description":"Payhawk is a spend management solution for domestic and international businesses throughout Europe, the US, and the UK. Combining company cards, reimbursable expenses, accounts payable, and accounting software integrations into a single product, it streamlines payment processing.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/d0dcfe2b-c6f5-4bd5-8d9d-7f7ea185637c.png","url":"https://www.capterra.ae/software/200192/payhawk","@type":"ListItem"},{"name":"Emburse Expense Enterprise","position":12,"description":"Does your expense management solution feel like just another expense? Because it should be just the opposite—easy, fast, transparent, and accurate. Emburse Expense Enterprise gives you the solution you deserve with a flexible, automated platform that can be configured to optimize expense reporting, save time and money, and help you get back to doing business.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/422877ab-5b52-4ee1-ac0c-8ede0c05b626.png","url":"https://www.capterra.ae/software/98408/chrome-river-expense","@type":"ListItem"},{"name":"Tipalti","position":13,"description":"Accelerate approvals and take control of corporate spend.\n\nStreamline purchasing with Tipalti's spend management and employee expense software while reducing financial and compliance risk. Collect purchase requests, create POs, manage approvals, and accelerate reimbursements while automating manual tasks.\n\nTipalti enables you to achieve a streamlined procure-to-pay process with a full suite of Procurement, AP Automation & Global Payments and Expenses. Integrates with NetSuite, Sage, Xero, QuickBooks & more.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/5b5fc1ce-4d2f-42e0-9fcc-b69917a3c845.png","url":"https://www.capterra.ae/software/136904/tipalti","@type":"ListItem"},{"name":"Order.co","position":14,"description":"Take control of business spending before purchases happen with Order.co, a spend management platform that unifies sourcing, purchasing, tracking, and payments in one place. \n\nPre-purchase approvals and spend controls for approved vendors and products help prevent overspend, while AI recommendations support faster approvals by flagging unusual purchases or duplicate orders. Payments are secured using vendor-locked virtual cards or handled directly by Order.co, reducing risk and protecting your business.\n\nBecause all purchases start in Order.co, teams gain real-time visibility into spend across locations, suppliers, and departments. Built-in reporting highlights spending patterns and identifies opportunities to source from lower-cost, reliable suppliers — helping businesses unlock 5–10% hard-dollar savings.\n\nOrder.co integrates with QuickBooks Online, Sage Intacct, NetSuite, and more, keeping purchasing and accounting data aligned for smarter, data-driven spend decisions.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/de2cdc2f-a3f2-4ab4-87d2-d36498b02a9c.png","url":"https://www.capterra.ae/software/161813/order-software","@type":"ListItem"},{"name":"Agicap","position":15,"description":"Agicap is the market leader in SaaS solutions for corporate cash flow management.\n\nAgicap's Spend Management Solution is for free from 5k Expenses per month (incl. unlimited physical and virtual cards). Our Spend Management platform assists businesses in controlling expenses, maximizing cost savings, and enhancing budget compliance.\n\nOur all-in-one modular platform meets most cash challenges. It relies on several complementary and interconnected solutions:\n\n- Banking & ERP connectivity\n- Daily Cash Management\n- Liquidity planning\n- Business Spend Management\n- Cash Collection\n- Reporting & analytics\n\nSince 2016, +7,000 customers in over 5 countries trust us.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/61990a7c-9425-4847-aac2-763b110bf6eb.png","url":"https://www.capterra.ae/software/196637/agicap","@type":"ListItem"},{"name":"Sage Expense Management","position":16,"description":"Fyle offers a next-generation credit card spend management solution focused on eliminating the manual work from spend reconciliation and accounting. Fyle’s users can import credit card transactions in multiple ways, like Visa-powered real-time bank feeds, or statement uploads. Fyle’s AI-enabled engine instantly codes spend information, allocates it to the right projects & cost centers, and pushes the data to accounting software like NetSuite, Sage Intacct, and QuickBooks Online.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/0780330a-88bb-442b-b765-5550719ba0a5.png","url":"https://www.capterra.ae/software/162066/fyle","@type":"ListItem"},{"name":"Soldo","position":17,"description":"Soldo is the proactive spend management solution that frees progressive businesses to accomplish more. \n\nOver 25,000 organisations across 31 countries use Soldo to end slow, messy, and inefficient spending, bringing financial agility and control over every expense.  \n\nSoldo frees finance with a uniquely proactive approach to managing decentralised spending. By combining a powerful spend management platform, user-friendly app, and versatile payment methods, Soldo automates expense admin to eliminates the inefficiency in managing business spending. \n\nBy proactively managing decentralised spend, organisations empower employees to spend when and where it's needed, keeping productivity high while avoiding month-end surprises.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/9fb8119a-f2ff-4232-a394-2fd3f74f5089.png","url":"https://www.capterra.ae/software/194308/soldo","@type":"ListItem"},{"name":"Brex","position":18,"description":"Brex is a financial technology platform that helps companies manage their spending and finances. The platform offers integrated tools for corporate cards, expenses, bill payments, and banking. It features AI-powered automation to streamline finance tasks. The expense management system automatically processes receipts and approvals. The bill pay functionality automates invoice entry and payments.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/1545d010-68da-4ff3-a831-43929e2d9524.webp","url":"https://www.capterra.ae/software/182054/brex","@type":"ListItem"},{"name":"Budgetly","position":19,"description":"Budgetly is an Australian AI-driven spend management platform dedicated to empowering SMEs to take control of their finances, eliminate overspending, and drive profitability. By leveraging the power of artificial intelligence, Budgetly provides innovative solutions that automate processes, enhance visibility, and foster financial resilience for Australian businesses.\nIssue cards to staff instantly, set budgets, pay bills and track spending in real-time. Go paperless and cut time spent on financial admin by up to 75%.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/4c9e8963-de5a-4e26-befa-5a12265751b8.png","url":"https://www.capterra.ae/software/1032885/budgetly","@type":"ListItem"},{"name":"Wallester","position":20,"description":"Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently.\n\nWhat we do:\n\nWhite-Label Solution with Embedded Finance:\nOur White-Label solution lets businesses integrate financial services directly into their platforms—known as embedded finance. This enables branded payment cards tailored to specific needs, improving customer experience and opening new revenue streams. We ensure swift time-to-market with simplified integration and dedicated support.\n\nWallester Business: Corporate Expense Management\nWallester Business modernises corporate expense management with instant access to virtual and physical Visa cards. Through our app and portal, companies can track expenses, analyse budgets, and integrate seamlessly with accounting systems for better financial control.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/8e36b0c7-1f8c-4408-a3c0-79841379776b.png","url":"https://www.capterra.ae/software/1036173/wallester","@type":"ListItem"},{"name":"Coupa","position":21,"description":"Coupa is a spend management platform that helps businesses with direct and indirect spending. The platform provides real-time insights into cash flow and helps mitigate risk by offering visibility into spending. Coupa enables organizations to build supply chain through strategic resourcing and risk-managed supplier collaboration.\n\nCoupa streamlines procurement, finance, and supply chain operations through AI-powered tools that enable smarter decision-making. The system offers unified purchasing, accounts payable, and payment functionalities with insights for accelerated decision processes. Supply chain professionals can use the platform to model various scenarios and identify cost reduction opportunities. Drawing from aggregated spend data, Coupa delivers operational efficiencies and measurable performance improvements for its customer base. The platform connects buyers and suppliers within a comprehensive ecosystem designed to manage total organizational spend effectively.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/44312775-b842-4814-ae89-84650448ebc9.png","url":"https://www.capterra.ae/software/115928/coupa","@type":"ListItem"},{"name":"Asite","position":22,"description":"Asite is a cloud collaboration system that enables seamless teamwork from concept to completion. It provides a centralized Common Data Environment (CDE) for project information managers to control and share data. With workflow tools, users can configure information delivery processes, fostering real-time collaboration.\n\nAsite's CDE features security and integrates with BIM software like Asite 3D Repo, allowing users to manage Building Information Models directly in the browser, streamlining design coordination.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/44ddf40a-ef88-4407-a58d-8c1bdacf5cce.png","url":"https://www.capterra.ae/software/132369/adoddle","@type":"ListItem"},{"name":"Coast","position":23,"description":"Coast is a smart Visa card designed for fuel, field, and office purchases. Use it for fuel, maintenance, supplies, travel, and more at any merchant that accepts Visa.\n\nWhy Fleets Choose Coast - \n\nSmart Spend Controls: \n- Set custom limits by driver, vehicle, or merchant category.\n- Block suspicious transactions using telematics GPS location and tank level data.\n\nLive Transaction Visibility: \n- Track every purchase in real time. \n- Stay on top of spend without waiting for month-end statements.\n\nFaster Expense Management:\n- Capture receipts instantly with the mobile app, auto-tag transactions, and sync in seconds with QuickBooks, NetSuite, and Sage Intacct.\n- Coast users save an average of 1.5 days closing books each month.\n\nTurn Spending Into Rewards:\n- Earn 1% cashback on business spend including fuel, maintenance, software, and more.\n- Save 3¢-9¢ at 30,000+ stations nationwide","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/a02112f5-7506-42b5-8231-3024a49a08bb.jpeg","url":"https://www.capterra.ae/software/1042921/coast","@type":"ListItem"},{"name":"Tradogram","position":24,"description":"Simple Business Spend Management solution for all company sizes. Tradogram provides customizable tools to streamline your Requisitions, Purchase Orders, RFQs/RFPs, Contracts, Receiving and Invoice Matching. Also, manage the process with User Permissions, Approvals, Budgets, Items Catalog, Supplier Management, Projects & much more. The latest cloud technology with top security & performance criteria. Get your FREE account today & see how easy it is to use!","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/3773550e-0d8e-4ecd-9114-5185c2cfdf2d.png","url":"https://www.capterra.ae/software/136077/tradogram","@type":"ListItem"},{"name":"XPENDOR","position":25,"description":"XPENDOR is an easy-to-use SaaS solution for the management of invoices, expenses and reimbursement of any company department. \nXpendor improves the management of corporate expenses and reports reducing high administrative costs, tedious paperwork and improving working flow and team communication. \nIntegrable with other management systems, Xpendor helps companies to digitalize and optimize their processes as well as streamline their management.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/8f44a1ef-c7ad-446c-9116-866d4f9eb889.png","url":"https://www.capterra.ae/software/217082/xpendor","@type":"ListItem"}],"@id":"https://www.capterra.ae/directory/31817/spend-management/software?page=2#itemlist","numberOfItems":25}
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