---
description: Compare Heartland Payments+ vs Xplor Pay and other vendors. Get features, price, and user reviews at a glance with detailed information about trial versions, customer support, and product features.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Compare Heartland Payments+ vs Xplor Pay - Capterra United Arab Emirates 2026
---

Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/31089/mobile-credit-card-processing/software) > [Heartland Payments+ \<span\>vs\</span\> Xplor Pay](https://www.capterra.ae/compare/119791/178639/heartland-payment-processing/vs/clearent-payment-processing)

# Compare Heartland Payments+ vs Xplor Pay

Canonical: https://www.capterra.ae/compare/119791/178639/heartland-payment-processing/vs/clearent-payment-processing

> Detailed comparison between Heartland Payments+ and Xplor Pay. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Heartland Payments+ | Xplor Pay |
| **Overall rating** | 4.3/5 | 4.3/5 |
| **Total Reviews** | 132 | 21 |
| **Starting Price** | - | - |
| **Free Trial** | Yes | - |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Windows (On-Premise), Linux (On-Premise) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, Phone Support, 24/7 (Live rep) | Email/Help Desk, FAQs/Forum, Knowledge Base Software, Phone Support |
| **Training Software** | In Person, Documentation | In Person, Live Online, Webinars, Documentation, Videos |

## Best for

### Heartland Payments+

Designed to assist medical practices, local governments, and utility providers with an integrated payment processing solution.

### Xplor Pay

ISVs, ISOs, agents, financial institutions, member associations, referral partners, SMBs, healthcare, restaurants, retail, B2B.

## Key features

### Heartland Payments+

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Contactless NFC
- Cost Estimating
- Credit Card Processing
- Data Security
- Debit/Credit Card Processing
- Digital Wallet Payments
- Electronic Payments
- Electronic Signature
- Financial Management Software
- Gift Card Management
- In-Person Payments
- Invoice Creation
- Mobile Payments
- Online Payments
- Recurring/Subscription Billing
- Reporting/Analytics

### Xplor Pay

- ACH Payment Processing
- API
- Electronic Signature
- In-Person Payments
- Mobile Payments
- Online Payments
- Recurring/Subscription Billing
- Reporting/Analytics

## Links

- [View Heartland Payments+ Profile](https://www.capterra.ae/software/119791/heartland-payment-processing)
- [View Xplor Pay Profile](https://www.capterra.ae/software/178639/clearent-payment-processing)
- [View Original Comparison](https://www.capterra.ae/compare/119791/178639/heartland-payment-processing/vs/clearent-payment-processing)

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